Latest Government Schemes
Important Questions based on Latest Government Schemes
Q-1 With respect to Pradhan Mantri Jan Dhan Yojana Which Was launched in the year 2014, the No. of bank accounts opened are-
a) 20 crore
b) 21 crore
c) 22 crore
d) 23 crore
Q-2 The main objective of the PMJDY (Pradhan mantri Jan Dhan Yojana ) is-
a) Financial inclusion
b) Infrastructure of banks
c) Check black money
d) None of these
Q-3 The main objective of recently launched pradhan mantri Sukanya samridhhi Yojana ( PMSSY) is-
a) Provide higher Education to girl
b) Ban Female infanticide
c) Secure the future of girl Child
d) provide fund for girl’s marriage
Government Schemes related with Banking and Insurance
Pradhan Mantri Jan Dhan Yojana
a) The Scheme PMJDY was launched on August 28, 2014.
b) The Main Objective of the scheme is to make financial services accessible for all Households in the Country.
c) In other words Financial Inclusion is the main aim of Pradhan Mantri Jan Dhan Yojana.
d) In this scheme, any individual above the Age of 10 yrs and does not have bank account can open a bank account without money depositon.
e) This scheme is targeted to BPL (Below poverty line). But any individual who does not have bank account will be benefited from the Scheme.
f) About 21 crore accounts have been opened in which 12.87 crore accounts were opened in rural Areas and 81.13 bank accounts were opened in the urban Areas.
g) Around Rs 33074.89 crore is accumulated in these accounts, Despite of Zero Minimum balance.
h) The deposits in Jan Dhan Accounts have Doubled from the event of Demonetization in the Month of November -December.
Pradhan Mantri Sukanya Samriddhi Yojana ( PMSSY)
a) The PMSSY Scheme was launched in the Month of January 22, 2015.
b) The main Objective of the Scheme was to Secure the Future of Girl child.
c) The Scheme is the part of Government’s Indispensable Initiative – (Beti Bachao -Beti Padhao).
d) It is the Programme for small deposit savings scheme for a girl Child.
e) In this Scheme, a savings account in the name of small Girl Can be opened and Deposits can be made for 14 years.
f) Indian Income Tax Act will exempt under the section 80C the investments and returns under this scheme.
g) The Minimum Deposit Can be Rs 1000 per year.
h) This Scheme is valid only for 2 Girl child.
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